When you are first looking to establish your credit, one way is to apply for and get a credit card – even if it is a secured card or one with a very small credit limit. However, there are a lot of things that you should know before you go ahead with this. Once that card is in your wallet, it is easy to get out of hand and before you know it, you are holding a fully maxed out card. No fun.
We put together this list of resources that cover a number of different aspects of credit cards.
What Is A Credit Card?
It’s surprising how many people may not know what these are exactly! Take a look at this excellent article explaining this:
Pay Cash Or Use Your Card?
Knowing when it is a good time to use your credit or to just pay cash is something that everyone should be able to handle:
Knowing The Right Time To Close A Credit Card
When you have that card and have been using it for awhile, you may be considering getting rid of it in favor of another card or just going to pay cash for everything. You defintiely want to make sure that you are doing it at the right time.
Increasing Your Credit Score