What Percentage Of Revenue Should Be Spent On Marketing?

aspects of marketing

When you own a business, regardless of what industry it is in, a big part of helping to make it grow, while also building a larger customer base is to develop an effective and cost efficient marketing strategy. The type of marketing plan that you develop will certainly depend on your specific type of business as well as your budget. However, it’s important to not spend too much on advertising, but you don’t want to spend too little either. As a business owner, one of your biggest decisions will be…

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What Is Oil And Gas Law?

oil well

What is oil and gas law in the United States? These are laws that pertain to the acquisition and ownership of oil and gas rights. These laws cover oil and gas before discovery, after its capture, and its sell. Overview The oil and gas laws in the US are generally different from those in Europe and other countries. This is because, in the US, oil and gas are often owned privately unlike in other countries where they are owned by the national government. Jurisdiction The extraction of oil and gas…

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Using The Jar System For Money Management To Save Money

a jar filled with money

Everyone wants to save, but few have what they see as a simple, efficient method for doing so. The Jar System for money management is such a system, and one that can be applied relatively painlessly. The idea is to create six jars, either in reality or metaphorically, each with its own specific purpose. A small amount of your income goes into each of the jars, and that amount can be used for a purpose related to the jar in question. It is just a matter of setting up the…

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Have You Been Thinking About Getting a Credit Card?

paying with a credit card

When you are first looking to establish your credit, one way is to apply for and get a credit card – even if it is a secured card or one with a very small credit limit. However, there are a lot of things that you should know before you go ahead with this. Once that card is in your wallet, it is easy to get out of hand and before you know it, you are holding a fully maxed out card. No fun. We put together this list of resources…

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My List Of Favorite Financial Management Software

financial software

Personal finances are complex. In our everyday lives we juggle budgets, savings, investments, business accounting, financial goals, and more. It’s truly no wonder that many often find themselves overwhelmed, disorganized, and caught off guard when the unexpected happens. In order to place organization around our finances, I’m going to break them up into three categories: Daily Finances, Business Accounting and Taxes. Daily Finances There are two programs, which I use in different ways to manage our everyday finances: Mint.com and Microsoft Office.Mint Mint® is a great platform to capture and…

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Best Gold IRA Rollover Company & How Does It Work?

What Is A Gold And Silver IRA Investment? A gold individual retirement account when you move your traditional IRA or 401K to one that is backed by precious metals like physical gold, silver, platinum, or palladium. These are used in place of other more traditional IRA’s that hold paper assets like stocks and bonds. These self-directed IRA’s offer more diversity and one of the main reasons to choose these is to hedge against inflation. Thinking About Taking The Next Step? Back a few years ago, as I was getting closer…

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What Is Private Wealth Management?

wealth management

What is private wealth management? Private wealth management is an investment service for those whose incomes are high. In addition, wealth management brings together financial planning and financial services that include estate planning, retail banking services, investment management services and tax advice. Sustaining and building long-term wealth is the goal of wealth management. Banks and other financial institutions are constantly seeking wealth management clients because the net threshold to quality for these services begins around $20 million. There are many wealth management products to consider; however, the top eight products…

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Top 5 Easiest Businesses To Start

Are you tired of your regular 9-5 job? Do you need some extra income, but find that a full-time job just isn’t the solution you need? Starting a side business could not only help you achieve your financial goals, but the venture could also grow into a fully-fledged enterprise. If you want something that doesn’t require a large investment or special training, you could choose from the top 5 easiest businesses to start. Consulting Do you have plenty of experience in your occupation? If yes, there are numerous consultation projects…

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14 Fastest Ways To Increase Credit Score

Whether you are in the market for your first home, planning to replace your old car with a new model or just trying to improve your financial life, it pays to keep your credit score as high as possible. That three-digit credit score impacts your life in countless ways, including some you may not have thought of. From determining how potential lenders view you and your creditworthiness to whether you qualify for a mortgage to whether or not you get the job, your credit score plays a vital role in…

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Taking A Look At Some Of The Best Online Financial Advisors

We all can use a little help in our financial decisions and sometimes going to an advisor might not be the best choice for you.  Some people don’t have the time and/or money to get such personal help. Luckily though, there are some excellent online financial advisor options that anyone can sign up for and help get some sound advice for your money and investments. Here are some of the top choices that I have found to be very helpful: Some Other Choices: Alternatively, if you are looking for an…

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